There’s more to getting the retirement you really want than squirreling money away for its own sake. Smart wealth planning means having the money you need to do the things you want, for as long as possible. Retirement is the very embodiment of that principle.
Over the next few weeks, we’ll be exploring the ten things you should be asking yourself right now about your future in retirement. The first and biggest question is “what should our retirement look like?”
Not just anyone’s retirement
Notice we’re not asking you what a ‘great’ retirement looks like, or how the ‘ideal’ retirement should play out. We’re asking about yours.
This is perhaps the most important thing to get clear right at the beginning. Throughout your life the things you’ve worked for have been very real, concrete and relatable goals – putting the kids through university, paying off the mortgage, building your business. They relate to the future, but it’s a future that doesn’t feel so very far away.
When it comes to retirement there’s a tendency for the idea to become less well defined, more nebulous. It’s not always easy to project ourselves into retirement, because it’s often something we think of as happening to ‘other people’. Retirement can feel like a distant, alien entity made of golf, cruises, second homes in Marbella and gardening. But it’s very much in your future, so there’s no use leaving it to chance.
Goals, goals, goals
Project yourself you must. Your retirement is every bit as concrete, every bit as deserved as all the other goals you’ve spent your life working towards. That’s why you need to know exactly what you want from it. Make sure you don’t drift into a kind of default retirement or one that you’re ill-prepared for. If golf is your thing, great, but if it isn’t, then you should spend some serious time working out what your ‘thing’ is. Your retirement is yours. It’s for you.
Put some serious time and thought into this. Imagine it right down to the smallest details. Once you have that vision, we can start to help you work on making it a reality. It’s your job to decide what you want, and it’s ours to set out how you’ll get it, how you’ll keep it and how you’ll protect your wealth now and in future.
Stay tuned for question two: “Will we have enough money along the way?”
If you simply can’t wait and want to read all about it right now, you can sign up to download the guide in full here.
Talk to us
Whether you’re just beginning to think about retirement, your plan is already under way, or it’s finally time to stop putting it off, we’d love to help.
Call us for an introductory chat and we’ll see where you’re up to. If you like what you hear, we can meet and go through your vision for retirement as you see it.
It’s free and you don’t need to come with a plan – that’s what we’re here for.
Metis Ireland Financial Planning Ltd t/a Metis Ireland is regulated by the Central Bank of Ireland.
All content provided in these blog posts is intended for information purposes only and should not be interpreted as financial advice. You should always engage the services of a fully qualified financial adviser before entering any financial contract. Metis Ireland Financial Planning Ltd t/a Metis Ireland will not be held responsible for any actions taken as a result of reading these blog posts.